Benefits for babies

Open a kids savings account before they blow out their first candle, and we’ll pop in $100 to start them off!

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Free account and card

With no account or card fees, our Debit Mastercard can be used with our spending account for shopping online and anywhere that accepts MasterCard. Kids can have their first card when they turn 13!

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Savings and Investments

Perfect for “out of sight, out of mind” savers. Our savings accounts help members squirrel money away outside of their main bank. Our term deposits have a low minimum starting amount of $500 to lock in rates and get more for your money.

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Growing needs (and wants)

First car, dream trip, life milestones or consolidating pesky debts, our personal loans have great rates and can be used for just about anything.

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Buying your first home

First Home TOGETHER, our shared ownership package, helps bump a house deposit from 10% to 20%... and it’s interest free!

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Retiring Easy

Our reverse mortgage helps members 70+ live the retirement they deserve with the best rate and lowest fees in NZ as at 29 February 2024. Plus, unlike other providers, we only charge interest once a year.

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