✴️ Delay to payments this weekend ✴️
Due to a global systems maintenance, payments and transfers between PCU and other banks will be delayed from 11pm Saturday 18 October to 5pm Sunday 19 October.
During this time, payments will leave accounts immediately, but will process and appear in other Bank accounts on Sunday evening, after 5pm.
Transfers between PCU accounts and use of cards at stores and ATMs will be unaffected.
To avoid any delays, please make payments before 11.30pm on Saturday.
Personal Loans
PSS Secured
10.50% pa
Vehicle Secured
12.95% pa
- Secure your loan against your PSS, GSF, or motor vehicle
- Re-borrow the amount you have already paid off for PSS secured loans
- Make early or lump sum repayments without penalty
Term Deposits
6 months
3.55% pa
8 months
3.50% pa
Invest now, for the future.
- $500 minimum investment.
- Maximum combined amount of $250,000.
- Interest paid out monthly, quarterly or six monthly.
- Reinvest on maturity.
First Home TOGETHER
1 year fixed
5.09% pa
2 year fixed
5.25% pa
- We'll put in up to 10% interest-free towards your 20% house deposit as well as a regular home loan for the balance
- No limits on your household income
- No caps on the home you can buy
What we offer
Loans
Secured personal loans from 10.50% p.a. and vehicle loans from 12.95% p.a.
Accounts
Spending and saving accounts to get you to your goals faster.
Term deposits
Get more for your money with low minimum investments and competitive rates.
Rates, fees, T&Cs
View our terms and conditions, loan agreements and our rates and fees.
Celebrating 50 years of the Police Credit Union
From a kitchen table of eight to a membership of over 19,700, we've come a long way!
Read about our 50-year journey, including where we started and our challenges and milestones over the years.
A credit union for Police and their families.
Because we’re owned by our members, 100% of our profits go back in programs to help our members be better off and get ahead. We’ve got your back.
The Police and Families Credit Union is not a registered bank.