Deposit Rates
The following interest rates are subject to change without notice.
Freedom Saver - S1 and Goal Saver - S2
| Up to |
$100 |
0 .00%pa |
| over |
$100 |
0.50%pa |
| over |
$1000 |
1.00%pa |
| over |
$2000 |
1.50%pa |
Christmas Club - S3
Target Saver - S4
| Up to |
$1000 |
1.50%pa |
| over |
$1000 |
2.00%pa |
| over |
$2000 |
3.00%pa |
| over |
$3000 |
3.50%pa |
| over |
$4000 |
4.00%pa |
Achiever Saver - S5
Junior Saver - S7
Teen Saver - S8
Education Saver - S9
| Up to |
$1000 |
0.50%pa |
| over |
$1000 |
1.00%pa |
| over |
$2000 |
1.50%pa |
| over |
$3000 |
2.00%pa |
| over |
$4000 |
3.00%pa |
Term Deposits
Minimum deposit $500.00 - Maximum total deposit $250,000.00
These rates are effective from 09 June 2010
| 3 & 4 months |
5.00%pa |
| 5 & 6 months |
5.10%pa |
| 7 & 8 months |
5.15%pa |
| 9 months |
5.25%pa |
| 12 months |
5.60%pa |
| 18 months |
5.70%pa |
| 24 months |
5.80%pa |
Interest rates are subject to change without notice. Investment Statement Available - Independent Trustee "Perpetual Trust".
Lending Rates
The following interest rates are subject to change without notice. These rates are effective from 9 June 2010
| Loans secured over GSF / PSS |
10.75%pa |
| Loans secured by GSF, PSS, frozen funds over 80% secured. |
11.50%pa |
| Loans secured by GSF, PSS from 50% to 80% secured up to a maximum of $10,000 |
12.50%pa |
| Loans secured by GSF, PSS up to 50% secured up to a maximum of $10,000 |
13.75%pa |
| Unsecured up to a maximum of $5,000 |
17.00%pa |
| Blue Credit Secured only |
12.50%pa |
Mortgage Rates
The following interest rates are subject to change without notice.
These rates are effective from 24 August 2010
| Flexible rate |
5.95%pa |
| Fixed - 1 year fixed rate |
6.35%pa |
| Fixed - 2 year fixed rate |
6.65%pa |
Interest rates are subject to change without notice. Investment Statement Available - Independent Trustee "Perpetual Trust". Loans are subject to our normal lending criteria.
The Police and Families Credit Union is not a registered bank.
